Staying Covered in 2026: Smart Strategies for Rising Premiums

If you’ve seen the recent headlines about Colorado health insurance rates for 2026, you’re not alone in feeling uneasy. There’s plenty of information online about why this is happening — but very little about what you can actually do if Marketplace coverage becomes too expensive.

Many people are realizing they may not be able to afford Marketplace plans next year and aren’t sure where to turn.

That’s where I come in. My job is to help you cut through the noise and find real, affordable options so you can stay covered, confident, and protected in 2026.

In this short video, I’ll walk you through legitimate strategies to protect yourself and your family — without relying solely on Marketplace plans.
We’ll skip the politics and focus on real-world solutions, including affordable non-ACA options that can still provide meaningful protection.

You’ll learn about:

•  Simple ways to estimate your subsidy level using an online tool
•  How supplemental or indemnity-style plans can fill coverage gaps
•  Smart combinations that help reduce costs without leaving you exposed

This is what I do every day — helping people find affordable, realistic coverage solutions tailored to their personal situation.

If you’re feeling uncertain about your next steps for 2026, my team and I are here to help.

 Reach out today to schedule your personal coverage review — we’ll walk you through your options and help you create a plan that fits both your needs and your budget.