Rocky Mountain HMO and Anthem Withdraw Discontinuances in the Colorado Individual Health Insurance Market

The decision to return and offer services came after the Colorado General Assembly passed legislation to provide $100 million to stabilize the individual healthcare market; loss of enhanced premium tax credits still threatens market stability

DENVER – The Colorado Division of Insurance (DOI), part of the Department of Regulatory Agencies (DORA), today announced that Rocky Mountain HMO and Anthem’s HMO Colorado have withdrawn the discontinuances of health care plans they filed in August. Thanks to the leadership and actions of Governor Polis and the legislature, both companies will continue services in all counties they covered in the 2025 plan year. The discontinuances of plans between the two carriers would have affected 96,000 Coloradans.

“I’m glad that Governor Polis’s leadership helped ensure that both Rocky Mountain HMO and Anthem have decided to pull back the discontinuances they initially filed and I appreciate their partnership during this difficult year, along with the other carriers in the market,” said Colorado Insurance Commissioner Michael Conway. “This would not have been possible without the Colorado General Assembly passing legislation to stabilize the individual health care market by blunting some of the premium increases. But, as I keep saying, the expiration of the enhanced premium tax credit is the biggest threat to market stability. If Congress doesn’t extend them, at the beginning of next year, most Coloradans enrolled in the individual market will see their premiums skyrocket and tens of thousands of Coloradans will lose coverage. If Congress doesn’t act, the pain will be unspeakable.”

Colorado will ask health insurance companies — which have proposed dramatic price increases for 2026 — to file new rates taking into account funding made available during the state legislature’s special session.

The move is expected to lead to smaller price increases next year for people who buy health coverage on their own without the help of an employer, Colorado Insurance Commissioner Michael Conway said.