Overview: Whether you’re self-employed, between jobs, or just need individual/family coverage, Sarah helps clients navigate the Health Insurance Marketplace and private plans.
Services Include:
- ACA (Affordable Care Act) Plans
- Off-Exchange Plans for those not eligible for subsidies
- Short-term Health Plans for temporary coverage
- COBRA alternatives
Special Help With:
- Understanding subsidies and cost-sharing reductions
- Finding in-network providers
- Choosing plans with manageable deductibles
Ideal For:
- Freelancers and gig workers
- Early retirees
- Families needing flexible options
Medical Insurance
Overview: Comprehensive medical coverage is essential to managing health risks and accessing quality care. Sarah guides clients in choosing plans that offer a good balance of premium cost and medical coverage.
Plans May Cover:
- Preventative care and screenings
- Specialist and hospital visits
- Mental health services
- Emergency services
Plan Types:
- PPO (Preferred Provider Organization)
- HMO (Health Maintenance Organization)
- EPO (Exclusive Provider Organization)
Sarah Helps Clients:
- Compare networks and provider access
- Understand out-of-pocket maximums
- Choose plans based on medical history or chronic conditions